Loan Schemes | Shornur Co-operative Service Bank Ltd.

Loan Schemes

Financial backing for your personal, business, and agricultural aspirations with quick approvals and low interest rates.

Agricultural Loan

Agricultural Loan

Subsidized financial support specifically tailored for the farming community to purchase equipment, seeds, and manage seasonal needs.

  • Subsidized low-interest rates
  • Flexible repayment aligned with harvest
  • Minimal documentation required
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Gold Loan

Gold Loan

Unlock the value of your gold instantly. Quick valuation and immediate cash disbursement against your gold ornaments.

  • Maximum per-gram valuation
  • Over-the-counter cash disbursement
  • High security for your ornaments
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Personal Loan

Personal Loan

Flexible personal financing options to help you manage medical emergencies, weddings, or any sudden financial requirements.

  • Quick approval process
  • Competitive interest rates
  • Customizable EMI options
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Housing Loan

Housing Loan

Build or renovate your dream home with our long-term housing finance schemes designed for comfort and affordability.

  • Long repayment tenures available
  • Funding for purchase, construction or repair
  • Transparent processing fees
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Business Loan

Business Loan

Capital injection to help your commercial enterprises expand, manage working capital, and achieve rapid growth.

  • High loan limits for expansion
  • Overdraft facilities available
  • Tailored to business cash flows
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MSME Loan

MSME Loan

Dedicated credit lines for micro, small, and medium enterprises to support the backbone of our local economy.

  • Specialized schemes for local vendors
  • Support for machinery & raw materials
  • Government-backed scheme integrations
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Need Help Choosing the Right Loan?